Credit Karma Opens Platform to 17 Million 'Credit Invisible' Americans Without Credit Scores

Finovate·low signal

Credit Karma announced memberships for the estimated 17 million Americans who lack a credit score entirely — so-called 'credit invisibles.' The platform traditionally required existing credit files to join. This expansion addresses a significant underserved population and could accelerate financial inclusion through alternative data and AI-driven credit assessment methods, opening a new market segment for the Intuit-owned platform.