TD Bank Launches Agentic AI Model to Automate Mortgage and HELOC Applications

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Canada's TD Bank has launched an agentic AI model that automates and streamlines the application process for mortgages and home equity lines of credit. The system uses autonomous AI agents to process documentation, verify information, and accelerate approvals — representing one of the first major deployments of agentic AI in consumer lending by a top-5 North American bank. The move signals accelerating adoption of AI agents in financial services workflows beyond back-office automation into customer-facing processes.