Futu ships 'Expert' mode with multi-skill agent teams and natural-language trade execution, defaulting to simulated trading

AI Agent Store (aggregator)·low signal

Announced July 17, the brokerage's agentic investing architecture runs multi-skill agent teams for research and executes trades from natural language, but defaults every agent to simulated-test mode with password protection separating live trading. The sandbox-first design with explicit user confirmation is the notable engineering choice — it's one of the few consumer-facing deployments where the vendor has shipped the irreversible-action guardrail as the default rather than an option. Single-source; no data on user adoption or execution accuracy.