Deloitte: Full SaaS Replacement by AI Agents Is 5+ Years Out — But Pricing Model Disruption Is Immediate
Deloitte·medium signal
Deloitte's 2026 TMT Predictions report argues that while parts of enterprise applications could eventually be replaced by agents, complete SaaS replacement 'won't happen in 2026 and will likely take at least five years or more.' However, the pricing model disruption is already here: usage-based pricing hit 61% adoption, outcome-based models are emerging at ~30% adoption, and Agentic Enterprise License Agreements (AELAs) are creating a new flat-fee paradigm. The real near-term threat isn't product replacement — it's the revenue model collapse as seat-based licensing dies.