66% of banks are still stuck at the AI pilot stage.

New data shows two-thirds of banks stalled in pilots even as ~80% plan AI financial-crime compliance work by 2026. The pilot-to-production gap, not model capability, is the dominant story in enterprise adoption. For builders, deployment, governance, and integration are the current bottleneck, not raw model quality. The moat is increasingly "we actually got it to production," which is unglamorous and exactly where the money is.